If you’ve been thinking of climbing the property ladder, now’s your chance!
We’ve assembled some fantastic finance and new home design tips to help you make the most of 2016.
To give yourself the best chance of a smooth and hassle-free finance journey, follow these 3 fantastic finance tips.
1. Know your borrowing power
This changes every time interest rates move up or down, so be sure to consult your broker regularly.
2. Prepare your deposit
Don’t get swept up by the excitement of new home designs before you’re prepared. Make sure you have ample savings to use as a deposit before making an offer on a property.
3. Stress test the finance
You want peace-of-mind that you can still afford your loan repayments in the event that interest rates go up. Use a higher interest rate (2% higher) than the rate your bank charges you to calculate the finance repayments you can afford.
Expect to see a lot more texture introduced in new home design in 2016, particularly textured cabinetry.
Not a fan of sleek kitchens? Designs that blend contemporary style with vintage flair are set to be warmly welcomed in the New Year.
Don’t have the budget for marble benchtops? Engineered stone almost rivals the real thing, making it an attractive and practical choice for benchtops and splashbacks.
Traditional cooler metals like silver and stainless steel are being replaced or complemented with metallics like brass, gold and copper that add sophisticated warmth to any space.
Hexagonal-shaped wall and floor tiles are big, as is herringbone patterned tiling.
High-end style will take a back seat (pardon the pun) to comfy, cosy fabrics such as wool and organic cottons teamed with plush pillows and cushions.
As WA's best value builder, New Generation Homes builds value into everything we do, from our stunning new home designs to quality inclusions and friendly service. We understand that finding the right finance for new home designs is crucial. Our in-house finance team at Westgate Financial Services can create a finance solution that suits your needs and budget. Call us today on 9317 0100 to find out more.